Uncategorized • July 12, 2025

🏡 “First-Time Buyer Hurdles—And How We’ll Clear Them Together”

🏡 “First-Time Buyer Hurdles—And How We’ll Clear Them Together”

By Dorothy Cushshon, REALTORÂŽ | Coldwell Banker Brown Realtors
📍 Serving Madison & St. Clair Counties, IL

Buying your first home can feel exciting—and a little intimidating. From finances to inspections to contracts, it’s easy to feel overwhelmed. But don’t worry—you’re not alone. As your real estate guide, I’m here to walk you through every step of the journey so you can move from unsure to unstoppable.

Let’s tackle the most common hurdles together:


💰 Hurdle #1: “Do I Even Have Enough to Buy a Home?” … We may find that you actually do!!

The Worry: Down payments, credit scores, and closing costs can all seem like deal-breakers.
My Solution: I connect you with trusted lenders who offer first-time buyer programs, grants, and low-down-payment options. We’ll break down your budget so you can buy smart—not stretched. We can even get creative with our offers to utilize seller contributions to offset your down payment. Together, we’ll make it happen for your family.


📝 Hurdle #2: “I Don’t Know Where to Start” … Pre-Approval & Buyer Agency!

The Worry: You want a home, but the process feels like a maze.
My Solution: I provide a clear, step-by-step roadmap with timelines, checklists, and expert advice. You’ll know what to expect from pre-approval to handing over the keys. If you ever feel lost, let me know and we’ll break it down to even more digestible nuggets.


🔍 Hurdle #3: “I’m Afraid I’ll Choose the Wrong Home” 

The Worry: You don’t want buyer’s remorse—or hidden problems.
My Solution: I help you assess each home objectively, pointing out possible, red flags, and helpful neighborhood insights. We’ll also work with top-tier licensed inspectors who help you buy with confidence. They’ll help identify things that need emergent attention and things that you can fix down the line.


📝 Hurdle #4: “The Paperwork Scares Me”

The Worry: Contracts and legal jargon are overwhelming.
My Solution: I translate everything into plain English and guide you through each document, explaining what you’re signing and why. You’ll feel empowered, not confused.


🤯 Hurdle #5: “I’m Nervous I’ll Miss Something Important” … Not on my watch!

The Worry: You’re worried you’ll forget a step or make a costly mistake.
My Solution: I’m by your side the entire time—from your first showing to your closing table. You’ll never feel like you’re doing this alone. Besides, I’ll always keep you right on track!


🎯 Bottom Line: With Me Right Guide By Your Side, It’s All Doable!!

I help many first-time buyers like you every day—and I absolutely love it!!!  Your questions are welcome, your concerns are valid, and your goals are achievable. Watch God work it out for you!!!

-Dorothy

📲 Ready to start your journey?
Let’s chat! Schedule your free homebuyer consultation at:
👉 www.brownrealtors.com/dorothycushshon